Investment advisory services are offered through Calibre Investment Management, LLC, a Registered Investment Adviser. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Securities are placed with independent third-party custodians including Fidelity Investments, Charles Schwab & Co., Inc., and Nationwide Advisory. Insurance services are delivered by Lang Capital, LLC.
To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained in this communication, including any attachments, is not intended or written to be used, and cannot be used, for the purpose of: (i) avoiding penalties under the internal revenue code; or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
This material is intended to provide general information to help you understand basic financial planning strategies and should not be construed as financial advice. All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. The information contained in this material is believed to be reliable, but accuracy and completeness cannot be guaranteed; it is not intended to be used as the sole basis for financial decisions.
The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned.
Advisor publications, including quotes, articles, videos, and other media placements; should not serve as or be viewed as an endorsement of the advisor’s skill, reputation, or level of expertise. While Lang Capital specializes in investment, income, and tax planning this should not be view as a title or designation. The reader should be aware that this material, whether written or oral, could, and likely would, be classified as a paid advertisement by regulatory authorities.
In preparing and publishing this material, it is not the advisor’s intention to mislead the general public, the advisor’s clients, or potential clients into thinking that any given media outlet is endorsing the advisor by publishing his or her material. Nor is it the advisor’s intention to advertise or solicit the sale of securities or other financial products. Rather, the advisor has taken significant efforts to draft and publish materials, both written and oral, as a means to (i) providing meaningful educational content which is appropriate for the advisor’s clients and/or potential clients; and/or (ii) advancing his or her philosophy of investment as it relates to his or her client base or potential client base.
The reader should be aware that significant efforts and expense has gone into having this material published. These efforts would likely include numerous paid third parties which, at minimum, might include an editor or producer, a compliance officer and a public relation’s professional. The reader should be aware that the advisor has likely incurred significant expense, whether directly or indirectly, associated (i) with the publication of the material; as well as (ii) keeping the material available on any given media outlet.
*Any references to protection benefits or steady and reliable income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.